Bankruptcy Attorneys | Waukesha

Burr Law Office | Est. 2004

People making decisions about bankruptcy often feel like the deck is stacked against them. Bill collectors and debt holders are trained to make people think that the more money they owe, the less power they have. With 23 years of experience, Waukesha bankruptcy attorney Michael Burr and the experts at Burr Law Office know better. We have earned a reputation for being experienced advocates…a resource people can call on when they need help reclaiming their power and getting a fresh start in life.

“I had two other consults prior and was quite impressed when I actually met with Michael Burr the attorney himself… He took the time and clearly explained my options and the process… Would recommend attorney Burr to everyone. “

Claire G.

“Dear Attorney Burr, Tom and I want to thank you for representing us during this very difficult time, we appreciate your kindness and understanding. Your patience and thorough explanations eased our anxiety.”

Tom & Karen B.

“Absolutely amazing experience working with Mike Burr. He was so on top of everything, extremely professional, explained everything, and put my mind at ease during a very stressful financial situation. I HIGHLY recommend Mike Burr!”

Cassadie L.

Chapter 7 bankruptcy is designed to get rid of your unsecured debt, such as medical bills, credit card bills, and garnishments, while protecting your personal property including your home and car. To be eligible for Chapter 7, you must have little or no disposable income available. Thus Chapter 7 bankruptcy is usually for lower-income earners, with few assets, who want to get rid of their debts and get a fresh start.

Learn more about Chapter 7 Bankruptcy

Chapter 13 bankruptcy allows you to keep all of your property. Unlike Chapter 7 bankruptcy, Chapter 13 is a reorganization bankruptcy designed for individuals with regular income who can pay back their debts through a monthly repayment plan over 3 to 5 years. This allows you to catch up on debts, such as missed car or mortgage payments, and child support payments.

Learn more about Chapter 13 Bankruptcy

Debt consolidation is a form of refinancing that allows you to take out a loan to pay off other debts. Depending on your circumstances, filing for a Chapter 7 or Chapter 13 bankruptcy may not be the best choice. At Burr Law Office, Attorney Michael Burr will personally help you determine the best option for your unique situation, which may be debt settlement, an alternative to filing for bankruptcy.

Learn more about Debt Consolidation

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    Over 3500 families helped


    We’ve helped thousands of people just like you in the Waukesha area eliminate their debt and get a fresh start on life.

    Whether your financial issues arose because of unemployment, health issues, divorce, decrease of income, or other issues, bankruptcy will let you begin anew. Whether you’re from Waukesha, Brookfield, or Milwaukee, people from all types of backgrounds can find that their debt has become too great for them to handle. Because tough times are universal, bankruptcy has lost a great deal of the social stigma it used to carry. Instead, it is a financial tool so that you can once again have control of your life and finances. You can count on Waukesha bankruptcy lawyer Michael Burr to help you through this process.

    Frequently Asked Questions

    How does bankruptcy affect my tax debts?

    In some cases, tax debt is also eligible for discharge under a Chapter 7 or 13 bankruptcy filing. Those that cannot be discharged can instead become more manageable under a Chapter 13. Before being discharged, though, these criteria must be met:

    • The filing due date must be at least 3 years old
    • The tax return must have been filed at least 2 years previously
    • The tax assessment must be at least 240 days old
    • The tax return cannot have been fraudulent
    • The taxpayer cannot be guilty of tax evasion

    If the tax debt is from an un-filed return, it will not be discharged.

    What happens to my credit after bankruptcy?

    Many of our clients have come to us with concerns about their credit following their filing for a bankruptcy. We assure you that you will still get credit after the discharge. The bankruptcy will be on your credit report for 10 years following the filing, but during that 10 years, you will still be able to do such things as buy a house, finance a car, or get a credit card. In fact, you will likely receive credit offers soon after your discharge. This is because you no longer have your debt, and therefore, your debt-to-income ratio has significantly improved. Credit card and finance companies will realize that, unlike before your bankruptcy filing, you will be able to pay them back.

    How frequently can someone file bankruptcy?

    Chapter 7 bankruptcy may be filed once every 8 years. However, you cannot receive a Chapter 13 discharge if you file your chapter 13 within 4 years of filing and subsequently receiving a chapter 7 discharge. You can still file the Chapter 13 receiving protection from creditors, but you will not receive a chapter 13 discharge in this situation.

    Will I lose my job if I file for bankruptcy?

    You don’t need to fear losing your job. It is against the law to discriminate against employees because they are a debtor filing for bankruptcy.

    Is there a minimum debt amount to be able to file for bankruptcy?

    No, there is no limit or amount set to be eligible to file.

    Will my credit will plummet because of bankruptcy?

    Your credit won’t fail. With that said, it will be affected. You may find it harder to build up credit after filing, but you will still receive offers. Milwaukee bankruptcy attorney Michael Burr will teach you the best ways to restore your credit, even a year after receiving your discharge.