Burr Law Office Blog

Can Creditors Contact You After You File for Bankruptcy?

When you file for bankruptcy, an automatic stay is issued. This was created to ensure that the debtors are protected from creditors. An automatic stay is also intended to stop creditors from contacting you. Unfortunately, many people find that their creditor still contacts them after they have filed for bankruptcy. There are several things that […]

Can IRS Debt Be Discharged in Chapter 13 Bankruptcy?

What is Chapter 13 Bankruptcy? Chapter 13 bankruptcy is a legally codified financial process designed to help individuals facing overwhelming debt and economic difficulty. It allows qualified persons to pay off their debt in a structured manner over three or five years. The purpose of Chapter 13 is to help debtors regain control of their […]

Does Bankruptcy Erase Utility Bills?

The decision to file for any form of bankruptcy is not easy, but if you are dealing with unmanageable or overwhelming debt, bankruptcy is a way to gain some financial breathing room. If you owe a great deal on past due utility bills, a chapter 7 bankruptcy can help you liquidate these debts. A chapter […]

What Happens to Creditors During Chapter 7 Bankruptcy?

Chapter 7, also known as liquidation bankruptcy, is the most common form of insolvency with 69% of bankruptcy cases in 2021. While insolvency has a negative connotation and drastically impacts your credit score, it can be a great opportunity to regain control of your finances. If you are considering filing chapter 7 bankruptcy, you should […]

What Happens in Debt Consolidation?

Put simply, consolidation is when you take all of your various debts and fuse them into a single payment. However, this simple concept involves several important details that need to be accounted for before proceeding with debt consolidation. The rest of this article covers the different forms of consolidation and what needs to be considered […]

How Bad is it to File for Chapter 7 Bankruptcy?

These days, it’s all too easy to get in over your head in debt. A job loss, medical emergency, or even an unexpected increase in living expenses can put anyone in a tough financial situation that quickly spirals out of control. Filing for chapter 7 bankruptcy is a one option for wrangling wild money problems. […]