Terms of Use

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Please read the following terms of services and legal notices carefully before using this website.

Any person accessing this site to utilize any of the services it provides must accept the Terms and Conditions of this agreement without change. These terms explain your rights and our rights under this Agreement and make disclosures as required by law. By using the Site, you give your assent to the terms of this Agreement. If you do not agree to these terms, you may not use this Site. Burr Law Office is a debt relief agency and legal consultant in bankruptcy related matters. We have the right, at our discretion, to modify or update any terms or conditions listed within this agreement.

This website is intended for the use of U.S. Residents, particularly those of Milwaukee and Waukesha, WI, and the surrounding areas, who are over the age of 18. All material in this website is the intellectual property of Burr Law Office and associates.

This policy is created for our online users. It will state what information we may collect from said users via the website, how it is collected, why we collect it, and how we will protect that information.
There are three ways we may collect information from our website users, namely: User-supplied information, web server collected information, and via website cookies. Below are detailed what each type is and why it is employed.

User-Supplied Information

This is given to us directly from our users, generally via our contact form. This should never include sensitive or personal information, such as birth date, any identification numbers—PIN, Social Security, Driver’s License, etc—or other such sensitive material.
Why: We gather this information to find out how we can help you. That is the purpose of our contact form.

Web Server Collected Information

Our website automatically gathers information concerning who visits us, how often, where they visit from, what time people visit, what they click on, and how they found our site.
Why: This information is so we can make our site optimal not only for users, but for us. We want people to find us and so we analyze this information to improve our website.

Website Cookies

These are small bits of data that are stored in your hard drive.
Why: This is purely for your convenience in finding and navigating our site. Your computer generally creates these automatically. However, if you desire, you may turn off cookies on your personal computer.

For questions regarding the use of this site, please contact our Milwaukee bankruptcy law office.

Privacy Policy

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We believe in your safety and value your trust.

We keep all information safe by restricting access and usage. We have security measures in place to insure that only those who are authorized may access your information. We do not sell or otherwise release your personal data to third parties. The only others we may share it with, as need permits, are agents we authorize on our behalf, other attorneys only if we find ourselves unable to help you and know someone who would be better equipped, or as required under law in the interest of public safety.

Milwaukee bankruptcy privacy policyWe work hard to keep your personal information safe; however, we ask you not to give us sensitive material as mentioned in the User-Supplied Information section of our Terms of Use page. This is because, despite the fact that we do our best to keep your information as secure as possible, there is never a 100% guarantee that unauthorized persons will not gain access to our website. We try to keep your information safe by keeping it innocent.

Should you so desire, you may contact us at any time to find out what data we have collected about you should we have any, and change or delete it as you desire. If you have questions or concerns, please do not hesitate to call us.

Chapter 13 vs. Debt Counseling Explained

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Chapter 13 vs. Debt Consolidation

For many people we’ve talked to in Milwaukee and Waukesha, bankruptcy and debt counseling seem almost interchangeable. Nothing could be further from the truth.

If you find yourself choosing between filing a Chapter 13 under the U.S. Bankruptcy Code and participating in credit counseling or debt consolidation, you should know the dangers associated with the latter option.

A Chapter 13 is a better option for several reasons. Here’s why:

  • It is less damaging to you

  • You do not have to pay interest or late fees

  • Creditors will no longer be allowed to call you

  • Your money goes towards your debt, not towards colossal fees

  • The potential of creditor lawsuits is nullified

Though “debt counseling” seems like a much friendlier term and “bankruptcy” can seem scary, know that there are legal protections in place for clients seeking bankruptcy that do not exist for debt counseling and similar services. The looser regulations on debt or credit counseling companies allow them to make it sound like a safer option in slick TV and radio ads. In reality, the potential for fraud is immense.

Many times in the past, we have had clients who tried to take advantage of “too good to be true” credit counseling or debt consolidation programs, only to discover that the programs were taking advantage of them. The clients we have talked to have given us horror stories, such as:

  • $500.00 or higher monthly fees
  • Credit card companies denied lower interest rates
  • After giving hundreds, sometimes thousands, to the company, clients found all their investment went to fees and not a bit to the credit card companies, who sought lawsuits against the client

These are just a small sampling of the many stories about such companies. Find security in your debt relief and file for a Chapter 13. Please refer to our page on Chapter 13, which describes how it works for you, not for your creditors.
Is filing for bankruptcy protection right for you?

Life is unpredictable, and bad luck can overwhelm even the most responsible of people from any walk of life. Whether you have experienced unemployment, health issues, divorce, decrease of income, or any other misfortune, bankruptcy will let you begin anew. As our financial markets and economy have grown more complex, bankruptcy has become more common across all income levels. Bankruptcy has lost a great deal of the social stigma it used to carry; instead, it is a financial tool so that you can once again have control of your life and finances.

More than anything, we want bright futures for our communities in Milwaukee and Waukesha – bankruptcy can help make that a reality. Contact us to learn more about your options. Attorney Michael Burr will personally help you determine the best possible solution to your unique debt situation. Don’t let scammers trick you!